For insurance agencies
Get paid for what your agency already knows.
Every quote, renewal and claim your team has worked through shows how insurance expertise is actually applied. AI labs pay for that kind of record. We license selected agency records on your behalf, keep policyholder information protected and negotiate the best available price.
Systems we often see
- Applied Epic
- Vertafore AMS360
- HawkSoft
- EZLynx
- Applied Rater
- Salesforce
- Zywave
- Microsoft 365
- Google Workspace
- RingCentral
Partner estimate for qualifying records: $100K to $1M+. Buyer interest and value are not guaranteed.
- No files or logins to start
- You pay nothing unless a license is signed
01 Why AI labs care
What your records show that AI can’t do yet.
AI can define a deductible. It still struggles with the work an agency does every day: gathering exposures from a busy client, marketing a hard-to-place risk, comparing quotes that aren't quite alike and helping a client through a disputed claim. Your agency's records show those judgment calls, renewal after renewal.
What makes insurance agencies’ records valuable
- Full account histories: submissions, quotes, binders, endorsements and renewals for the same client over many years
- Coverage comparisons and recommendations that show how producers and account managers weigh options
- Claims advocacy threads where your team worked between the client, the adjuster and the carrier
- Service requests handled at volume: certificates, policy changes and billing questions
02 Workflows
The work with the most value.
Buyers look for complete pieces of work, start to finish. In your industry, these are the strongest.
New business and marketing
Applications, underwriting questions, carrier submissions and the quotes that came back, including declinations.
Coverage comparisons and proposals
Side-by-side comparisons, proposals and the notes explaining why one option was recommended over another.
Renewals and remarketing
Exposure updates, rate changes, remarketing decisions and the conversations that kept or lost the account.
Claims advocacy
First notice of loss, coverage questions, adjuster back-and-forth and how each claim was resolved.
Policy service
Endorsements, certificates of insurance, audits and billing issues, handled request by request.
03 Connected records
One piece of work, followed end to end.
This is what connected history looks like, and why it’s worth more than any single file.
Illustrative exampleInvented details. Not client data.
A renewal that almost walked, followed end to end
- Agency systemA contractor's general liability renewal comes back 22% higher after two small claims.
- EmailThe account manager gathers updated payroll figures and safety records from the client.
- Carrier submissionsThe producer remarkets the account to four carriers. Two quote, one declines and one doesn't respond.
- ProposalA side-by-side comparison explains why a slightly higher premium with broader coverage is the better fit.
- Account notesThe client accepts, coverage is bound and certificates go out for three job sites the same day.
Each record is routine on its own. Together they show how an agency protects a client relationship with real expertise. Client names, policy numbers and contact details are replaced before anything is shared.
04 Privacy and rights
What stays out, and what’s reviewed first.
Every industry has its own sensitive material and its own rules. For insurance agencies, these come first.
Always excluded or removed
Before anything is shared, these stay out entirely or are replaced.
- Protected health information, including group health and disability claim details
- Social Security numbers, driver's license numbers and dates of birth
- Bank, card and premium finance account numbers
- Motor vehicle reports, credit-based information and other consumer reports
- Policyholder and claimant names, addresses and contact details (replaced with consistent stand-ins)
- Carrier portal logins, passwords and one-time codes
Rights reviewed before any records are shared
Financial privacy rules
Insurance agents and brokers are treated as financial institutions under the Gramm-Leach-Bliley Act, and state insurance regulators enforce privacy rules on top of it. These limit sharing policyholders' nonpublic personal information, which is why personal information is removed or excluded.
Health information
Agencies that handle group health or benefits information for employer clients often do so as HIPAA business associates. Protected health information stays out of scope entirely.
Carrier and client agreements
Carrier agency agreements and client service agreements can include confidentiality terms and limits on how carrier materials are used. They're reviewed before deciding what can be included.
This isn’t legal advice. We flag what we find and encourage you to have your own counsel review. How records are protected
05 How it works
From first conversation to signed license.
We negotiate on your behalf and manage the process. You approve every term, and you pay nothing unless a license is signed.
- 01
Start with a conversation
Tell us about your business, the systems you use and how far back your records go.
No files or logins needed - 02
Agree on what’s in scope
Together we decide what’s included and what stays out. Rights and privacy are reviewed before anything is shared.
You set the boundaries - 03
Bring offers to the table
We present your opportunity to AI labs, compare the offers and negotiate price and terms.
We negotiate for you - 04
Approve and get paid
Nothing moves until you sign. Records are prepared and delivered under the terms you agreed.
Your signature, your call
06 Questions
Questions from insurance agencies.
New to this? Start with our plain-English guide to licensing business data.
Can an agency license records that contain policyholder information?
Not as they are. Personal information is removed or replaced, sensitive categories like health information stay out, and privacy rules and your agreements are reviewed before any records are shared. Some records will need to stay out entirely. This isn't legal advice, so your counsel should confirm.
Which agency records are most valuable?
Account histories that connect the pieces: the submission, the quotes, the proposal, the renewal conversation and any claims along the way. Commercial lines files with years of history tend to show the most judgment.
What about our carrier appointments?
Carrier agreements are part of the rights review for exactly that reason. If an agreement limits how carrier materials or information can be used, that material stays out, and you decide the scope before anything is shared.
